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We are a non-profit organization providing small business loans, financial literacy training, support and savings services to small business owners in Vanuatu.

Microfinance has become a common practice throughout the world as a tool for reducing poverty and providing low-income individuals with access to financial services.

Under the VANWODS peer-lending model, borrowers form groups of 5 with trusted individuals in their community. Each borrower receives their own loan to start their own business. Groups meet weekly to make a small repayment on their loan, contribute a small amount to their savings account and provide supportive information as well as weekly mentoring to support each other. Our loans are 5-month loans with the opportunity for borrowers to apply for higher loan amounts after continuous and successful participation in the program.

Financial Services
  • Small business loans
  • Savings facilities with a quarterly interest earn
  • No monthly service fee
Business Support & Training
  • Group formation training
  • Financial Literacy training
  • VANWODS TOKTOK Radio Program, providing new Financial Literacy training modules every week
  • Weekly lending Group and Center meetings, attended by a VANWODS staff assigned to mentor the Center, provide financial advice and support individual clients
  • Connections to trusted community resources