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Small Micro-Enterprise loan product is for members who have graduated from the Microcredit product. They have been successful in their business and committed to the program. As a result they are eligible for higher loan amount from a minimum of VT150,000 to a maximum of VT250,000.

Loan Criteria

The borrower must:

  • be a VANWODS microcredit member
  • receive loan approval from their Group, who must act as guarantor
  • have an existing, self-sufficient business
  • maintain the required pledge savings balance