Small Micro-Enterprise loan product is for members who have graduated from the Microcredit product. They have been successful in their business and committed to the program. As a result they are eligible for higher loan amount from a minimum of VT150,000 to a maximum of VT250,000.

Loan Criteria

• be a VANWODS microcredit member.
• receive loan approval from their Group, who must act as guarantor.
• have an existing, self-sufficient business.
• maintain the required pledge savings balance.